How Much Can I Borrow?
- 6 months 0% Interest FREE – Minimum spend £500.00. Loan Amount Available up to £25,000.
- 12 months 0% Interest FREE – Minimum spend £500.00. Loan Amount Available up to £25,000.
- 18 months Interest 4.9% Low Credit Rate – Minimum spend £500.00. Loan Amount Available up to £25,000.
- 24 months Interest 4.9% Low Credit Rate – Minimum spend £500.00. Loan Amount Available up to £25,000.
- 36 months Interest 9.9% Low Credit Rate – Minimum spend £500.00. Loan Amount Available up to £25,000.
- 48 months Interest 9.9% Low Credit Rate – Minimum spend £500.00. Loan Amount Available up to £25,000.
What Are The Requirements for Finance?
You must be over 18 years old and a permanent UK resident with 3 years address history. You must have a UK bank account capable of accepting direct debits.
The goods must be delivered to your home address and the deposit must be paid using a credit or debit card.
Do I Need To Pay A Deposit?
Yes. If your credit application is accepted, you will be required to pay a minimum 10% deposit, using a credit or debit card. The amount of the deposit is displayed in the credit summary throughout the credit application and on the credit agreement itself.
How Long Does It Take To Apply?
The online application takes a few minutes to complete and a decision is made and processed instantly to complete the transaction.
How Long Before I Have To Start Repayments?
Klarna Finance will write to you to confirm the date that your repayments will commence. The first payment is typically due 30 days following the date of delivery of your order.
How Are Monthly Payments Taken?
Monthly repayments will be taken via direct debit from your bank account. Klarna Finance will inform you of the date that your repayments will commence.
Which Products are Available on Finance?
Any products listed on this website are eligible for finance as long as checkout total meets the minimum £500.00 minimum spend for finance.
Can I Pay Off The Fixed Term Loan Early?
Yes, you have the right to repay all or part of the credit early at any time – you should contact Klarna Finance for details by phone (0808 189 3333) or login to the user portal.
Are There Any Other Charges?
If you fail to pay any amount you owe under the Credit Agreement by the date it is due, Klarna Finance may charge you interest on that amount, they may also levy additional fees – details of these can be found in the credit agreement.
Standard Information and Regulatory Status of Klarna Finance
Klarna Bank AB (publ) is regulated by the Swedish Financial Supervisory Authority (SFSA). Since Klarna has its banking license in Sweden, the SFSA is Klarna’s regulator. However, as we are passporting our banking license into the UK, we are also required to comply with a number of relevant Financial Conduct Authority (FCA) rules, as detailed in the FCA Handbook.
How Do I Ask A Question About The Credit Agreement?
If you have a question, require further information or if there is anything you do not understand regarding the credit agreement, please call Klarna Finance on 0808 189 3333.
Can I Cancel The Credit Agreement?
You have the right under section 66A of the Consumer Credit Act 1974 to withdraw from the agreement without giving any reason before the end of 14 days (beginning with the day after the day on which the agreement is made or, if later, the date on which we will tell you that we have signed the agreement). If you wish to withdraw you must give the Close Brothers Retail Finance notice in writing or by telephone or email. Please note that if you do give notice of withdrawal, you must repay the full amount of the credit without delay and in any event by no later than 30 days after giving notice of withdrawal. If you want to settle the loan after the 14 day cooling off period, you may do so but you will also have to pay interest accrued from the date the agreement was made until the date you repay it. You can pay for your purchases by simply logging in here and make a secure payment with either a debit or credit card.
Payment information is processed securely by Klarna. All transactions take place via secure connections, protected with the latest industry standard security protocols. Payments cannot be made by telephone or bank transfer.
Klarna Contact Information
Telephone: 0808 189 3333